Unlock More Value From Self-Funding
The Cobalt Benefits Group portfolio of TPA brands offers customized, flexible benefits to deliver more of what your business needs. More plan choices. More savings. And more satisfied members – all backed by some of the nation's largest national networks.

Four brands. One mission.
For more than 60 years, the Cobalt Benefits Group portfolio of Third-Party Administrator (TPA) brands has been helping employers get more value out of every dollar spent on employee benefits through self-funding.
We combine data-driven insights, flexible benefit designs, and one of the nation’s largest insurance networks to deliver affordable coverage without compromise. The result: An insurance partner that helps you reduce costs, improve outcomes, and deliver a better member experience.
Client Testimonials
Leading National Network
Gain access to healthcare across the Blue Cross and Blue Shield (BCBS) network – one of the nation’s largest insurance networks covering 96% of hospitals and 95% of doctors in the U.S.
Flexible Benefits
Across the Cobalt Benefits Group portfolio of TPA brands, there’s no such thing as a one-size-fits-all health plan. Our TPA brands partner with brokers to tailor plans to the unique needs of the employer. And our flexible coverage options mean plans can easily evolve as those needs change over time.
Exceptional Service
With more than 60 years of experience across our TPA brands, we are a true consultative benefits partner. Our team has built a reputation for open communication, reliable service, and white-glove implementation, earning recognition as a 2026 Best Place to Work for both corporate locations: VT and NH.

Your Partner in Health
In today’s complex healthcare ecosystem, member engagement is more important than ever. JoinHealth™ delivers a seamless user experience – empowering members to manage every aspect of their plan. Effortlessly view claims and policy details; access curated, condition-specific solutions; and improve wellbeing with bespoke approaches to address gaps in care.
Partner with the Best
Customize benefits to the unique healthcare needs of your employees – and gain complete control over your plan – with 50+ vendor integrations* to choose from.
Your new career starts here
Join our team at Cobalt Benefits Group and start an exciting new career in employee benefits solutions. You’ll play an important role in helping us offer customized, self-funded insurance options to our clients and members.

Ready to learn more?
Schedule a call to discover how the Cobalt Benefits Group portfolio of TPA brands can support your self-funding journey





