Unlock More Value From Self-Funding

Our customized, flexible benefits deliver more of what your business needs. More plan choices. More savings. And more satisfied members – all backed by the Blue Cross Blue Shield network.

Three brands. One mission.

For more than 60 years, the Cobalt Benefits Group family of Third-Party Administrator (TPA) brands has been helping employers get more value out of every dollar spent on employee benefits through self-funding.

We combine data-driven insights, flexible benefit designs, and one of the nation’s largest insurance networks to deliver affordable coverage without compromise. The result: An insurance partner that helps you reduce costs, improve outcomes, and deliver a better member experience.

Blue Benefit Administrators of Massachusetts (BBA) is a TPA for self-funded health plans and wholly owned subsidiary of Blue Cross Blue Shield of Massachusetts.

Comprehensive Benefits Administrators (CBA Blue) is a TPA for self-funded health plans and wholly owned subsidiary of Blue Cross Blue Shield of Vermont.

Employee Benefit Plan Administration (EBPA) offers self-funded health plans, dental plans, and ancillary solutions.

Client Testimonials

“Health plan administration can be complex and involves handling thousands of daily transactions confidentially. While only a very small percentage of our clients ever have questions, we always receive prompt assistance in resolving their concerns.”

“Your team has been a partner with us throughout this journey – ready to step in and help effectively whenever needed.”

“Our service team is knowledgeable, responsive, and professional. They know where to go to seek resolution and keep me informed along the way. On top of that, they are personable and a pleasure to deal with.”

“The client services team answers our questions about escalated issues really well and provides documentation that we can provide to our employees.”

“I have nothing but high praise for the service we receive. The continued support and follow-through from our service team always protects the plan’s integrity and helps to ensure we remain in compliance.”

Leading National Network

Gain access to healthcare across the Blue Cross and Blue Shield (BCBS) network – one of the nation’s largest insurance networks covering 96% of hospitals and 95% of doctors in the U.S.

Flexible Benefits

At Cobalt Benefits Group, there’s no such thing as a one-size-fits-all health plan. We partner with brokers to tailor every plan to the unique needs of the employer. And our flexible coverage options mean plans can easily evolve as those needs change over time.

Exceptional Service

With more than 60 years of experience as a TPA, we are a true consultative benefits partner. Our team has built a reputation for open communication, reliable service, and white-glove implementation.

Your Partner in Health

In today’s complex healthcare ecosystem, member engagement is more important than ever. JoinHealth™ delivers a seamless user experience – empowering members to manage every aspect of their plan. Effortlessly view claims and policy details; access curated, condition-specific solutions; and improve wellbeing with bespoke approaches to address gaps in care.

Partner with the Best

Customize benefits to the unique healthcare needs of your employees – and gain complete control over your plan – with 50+ vendor integrations* to choose from.

Your new career starts here

Join our team at Cobalt Benefits Group and start an exciting new career in employee benefits solutions. You’ll play an important role in helping us offer customized, self-funded insurance options to our clients and members.

Ready to learn more?

Schedule a call to discover how we can help you on your self-funding journey.

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